Still swiping plastic like it's 2005? Still carrying cash like it's 1995? Traditional payments charge you fees, track your habits, and decide what you're allowed to buy. You're not a puppet. Your money. Your OmniPay ACH. Your rules. The future doesn't swipe — it scans.
Enroll once — pay everywhere. Your fingerprint or Face ID replaces every card in your wallet. No numbers to steal. No cash to lose. No fraud to worry about.
Pay at any OmniPay merchant with your face
Zero fees — always free for consumers
Your OmniPay ACH never leaves your device
Instant receipts emailed automatically
Revoke consent anytime — you're in control
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For Businesses
Your customers want this. Don't make them wait.
Every day you don't offer OmniPay ACH payments, you're pushing customers toward competitors who do. OmniPay gives you a full POS, online store, and payment infrastructure in one.
Full POS terminal — touchscreen ready
Online storefront with OmniPay ACH checkout
Direct bank-to-bank ACH — no middlemen
$0 setup. No hardware required.
Dashboard, inventory, employees, reports
The most secure wallet on the planet is you.
Banks charge you. Cards track you. Middlemen profit off you. Traditional payments decide what you can and can't do with your own money. Stop asking permission to spend what's yours. With OmniPay, you decide how you pay — no fees, no limits, no puppeteers.
How It Works
Three steps. Three minutes. Pay everywhere.
One enrollment unlocks every OmniPay merchant — online and in-store.
01
📝
Enroll once
Link your bank, verify identity, register Face ID or fingerprint. Under 3 minutes. Free forever.
02
🔒
Scan or tap
At checkout — scan QR, tap OmniPay ACH. Online — click pay, Face ID confirms. That's it.
03
⚡
Instant payment
ACH debit processes bank-to-bank. No card networks. No middlemen. Sub-second confirmation.
04
🛡️
Sleep soundly
AES-256 encryption. OmniPay ACH on-device only. Optional zero-trust PIN. Full audit trail.
Industries
One platform. Every business.
If it accepts payment, OmniPay powers it.
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Retail
Grocery, convenience, specialty
🍽️
Restaurants
Dine-in, takeout, delivery
🌿
Cannabis
Dispensary + METRC
🛍️
E-Commerce
Online, no card entry
💼
Payroll
OmniPay ACH-authorized
🎭
Entertainment
Venues, events, ticketing
🏥
Healthcare
Co-pays, HIPAA-safe
🏋️
Fitness
Memberships, recurring
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Education
Tuition, campus stores
🏨
Hospitality
Hotels, resorts, spa
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Automotive
Service, parking
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Property
Rent, utilities, HOA
Security
Bank-grade protection. Consumer-grade simplicity.
Every layer built for trust.
🔐
AES-256-GCM
Military-grade encryption for all data at rest. Bank details, addresses, medical info — locked with unique keys.
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On-Device Security
Face ID / fingerprint never leaves your phone. We never see, store, or transmit your OmniPay ACH. Period.
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Zero-Trust Mode
Optional OmniPay ACH + 4-digit PIN. Even with your device, no one pays without your PIN.
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NACHA Compliant
Direct bank-to-bank ACH. No third-party card networks. Money moves through the Federal Reserve.
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BSA/AML Audit
Every transaction logged with 5-year retention. Full regulatory compliance for banking.
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Consent Control
Single-use, 30/90 days, 1 year, or until revoked. Cancel anytime with one tap.
No cards needed ✦
No cash needed ✦
No PINs to remember ✦
No fraud risk ✦
No setup fees ✦
No consumer fees ✦
No middlemen ✦
No hardware ✦
No cards needed ✦
No cash needed ✦
No PINs to remember ✦
No fraud risk ✦
No setup fees ✦
No consumer fees ✦
No middlemen ✦
No hardware ✦
For Consumers
Get your enrollment link
We'll send a secure link to enroll in under 3 minutes. Free forever.
For Businesses
Become an OmniPay Merchant
Tell us about your business. We'll email you the full merchant application to complete at your convenience.